Terms of Use
The terms and conditions set forth below (hereafter called the "terms") govern you while on this site on the World Wide Web (hereafter called the "site")
and legally binds you. If you do not agree with any of the listed conditions, do not access or otherwise use this site or any information contained on this
site. Your use of the site shall be deemed to be your agreement to each of the terms set forth below.

General use Restrictions
All information, documents, products and services, trademarks, logos, graphics, and images ("Materials") provided on this site are copyrighted or trademarked
and are the property of K-Well Corporation. Any unauthorized use of any material contained on the site may violate copyright laws, trademark laws, the laws
of privacy and communications statutes

K-Well Corporation grants you the limited right to display the Materials only on your personal computer for your personal use. You agree not to use the
materials for any other purpose without the prior written consent of K-Well. Without limitation, you agree not to reproduce, re-distribute, sell, publish,
broadcast or circulate any information contained in the materials to anyone. You acknowledge and agree that, except as set forth herein, you have no right to
modify, edit, alter or enhance any of the materials in any manner. This limited license terminates automatically, without notice to you, if you breach any of
these terms. Upon termination you agree to immediately destroy any printed or downloaded materials.

You agree not to "frame" or "mirror" any materials or third-party content contained on this site on any other server.

This site may be linked to other sites on the World Wide Web or Internet which are not under the control of or maintained by K-Well. Such links do not
constitute an endorsement by K-Well. You acknowledge that K-Well is providing these links to you only as a convenience; you further agree that K-Well is not
responsible for the content of such sites.

Certain areas of this site are password restricted to authorized users ("Membership Areas") If you are an authorized user of the Membership Areas, you agree
that you are entirely responsible for the confidentiality of your password and account information, and agree to notify K-Well immediately if your password is
lost, stolen, disclosed to an unauthorized third party, or other wise may have been compromised. You agree that you are entirely responsible for any and all
activities which occur under your account, including any fees which may incur under your password protected account whether or not you are the individual
who undertakes such activities. You agree to notify K-Well immediately of any unauthorized use of your account or any other breach of security in relation
thereof known to you.

You acknowledge that this site may include certain inaccuracies or typographical errors which may affect the quality of materials and third-party content. You
acknowledge that the materials or any third-party content have not been independently verified or authenticated in whole or in part by K-Well, and agree that
K-Well does not warrant the accuracy or timeliness of materials or the third-party content, and further agree that K-Well has no liability for any omissions in the
materials and third-party content, whether provided by K-Well or any third-party

GENERAL DISCLAIMER
Services and Materials are intended only for K-Well's partners, customers and prospective customers and partners and are provided only for your convenience.
K-Well grants you no license or property rights to any such Services and Materials...K-Well do not warrant the accuracy, completeness, or reliability of Services
and Materials and other items contained on this server or any other server. Therefore, you are not to rely on any Services and Materials provided in this site
unless we expressly advise you in writing that you can...Please do not rely upon or utilize the Services and Materials to purchase, sell, trade, or transact in any
securities. Note that information provided herein do not meet disclosure requirements of regulatory bodies as may be required in different countries. Please
do not make any investment decisions based upon Services and Materials provided herein.

The service and materials are provided by K-Well on an as is basis, and K-Well expressly disclaims any and all warranties, express or implied, including without
limitation warranties of merchantability and fitness for a particular purpose, with respect to any service or materials.

The information regarding the stocks and any information contained in this Web Site do not constitute an offer by K-Well of any of its securities nor does it
constitute a request for an offer to buy any securities. Although you may freely download Services and Materials from this and related sites, K-Well retains all
trademark right and copyright on all text and graphics. You have no right to reproduce them in any way other than for your personal use.

Limitation of Liability
To the maximum extent permitted by applicable law, K-Well shall not be liable to you or third-party claiming through you for any damage suffered as a result of
your diplaying, copying or downloading information or material contained on this site. In no event shall K-Well be liable to you or any third-party for any indirect,
extraordinary, exemplary, punitive, special incidental or consequential damages (including loss of data, revenue, profits or other economic advantage)
however arising, whether for breach or in tort even if K-Well has previously advised of the possibility of such possible damage.

Violation of Terms of This Site
If you violate the terms of this site, K-Well reserves the right to terminate our service to you without further notice or explanation. K-Well's preferred course of
action is to advise you of your inappropriate behavior and advise you of any corrective action. However, flagrant violations of these Terms as determined by
K-Well in its sole discretion, will result in immediate termination of service.

You agree that K-Well and its licensors may make improvements and/or changes in the services and prices described in this site, if any, at any time without
notice, and further agree that K-Well can revise these Terms at any time without notice by updating this posting. Your continued use of the site after such
modifications have been made constitutes your acceptance of such revised Terms.